Savings

ISA Guide 2024-25: Maximize Your £20,000 Tax-Free Allowance

Individual Savings Accounts (ISAs) offer tax-free savings and investments. Make the most of your £20,000 annual allowance.

12 January 20256 min read🇬🇧United Kingdom

Advertisement

There are four main ISA types: Cash ISA, Stocks & Shares ISA, Innovative Finance ISA, and Lifetime ISA. The annual subscription limit is £20,000. A Lifetime ISA offers a 25% government bonus (up to £1,000/year) but is subject to restrictions. Interest, dividends and capital gains within an ISA are completely tax-free.

Disclaimer: This article is for informational purposes only and does not constitute financial, tax, or legal advice. Tax laws change frequently — consult a qualified tax professional or official government resources for advice specific to your situation.

Advertisement

Try the United Kingdom Tax Calculator

Calculate your exact United Kingdom income tax for 2024-25 in seconds — free & accurate.

Open Calculator
Back to United Kingdom Blog